To be straight to the point… Expect an education. We will initially go through the three ways to accumulate monies. We will review how taxation effects those three ways. We will review what impact those three separate ways will affect one’s social security when you go to start collecting social security.
Once we talk about those things, we will have a discussion about what you are currently doing, we will discuss what changes, if any, you wish to make to your plan. Those changes can make you the most tax efficient as possible.