Trust Encompass
Supplemental Retirement Income
Design robust supplemental retirement income strategies that operate completely outside of traditional stock and bond portfolios.
For high-income earners, Social Security and qualified plans rarely replace enough income to maintain their lifestyle. To bridge the gap, you need supplemental retirement income strategies that offer predictable, tax-advantaged cash flow.
01Bridging the Income Gap
Traditional retirement planning assumes you will spend less in retirement. For successful individuals, the opposite is often true—you finally have the time to travel, enjoy hobbies, and spend time with family. This requires replacing a high percentage of your working income.
- Overcoming qualified plan contribution limits
- Replacing high-earner income in retirement
- Funding an active, unrestricted lifestyle
- Reducing reliance on volatile market distributions
02Alternative Asset Classes
We explore characteristics that make certain assets unique. For example, high cash value life insurance can provide reliable, tax-advantaged supplemental income that is unaffected by traditional market volatility and immune to future income tax increases.
- High cash value life insurance strategies
- Non-correlated asset classes
- Tax-exempt income generation
- Creating a volatility buffer for your portfolio
Ready to See What's Yours?
A strategy session starts with a conversation — no pressure, no sales tactics. Just clarity on what your wealth can actually do for you.