Does this sound familiar?
……’how much you want to live on when you retire is directly correlated to how much have you put away’.
……’Put more money away and you’ll have more when you retire’……
……’Are you contributing the MAX to your (IRA, 401(k), 403(b), SEP)’
……’I’m good… Let me take you out of the stuff you’re in and put you in the stuff that I like… all with the hopes that we’ll get a better rate of return”……
I will NEVER have those conversation with you. We will have discussions about WEALTH, NOT MATH.
I take a different approach. I PROVE to people that where they have their money is MORE IMPORTANT than anything that it can earn. I am with my clients on the DISTRIBUTION side of their plans.